Troy Watson says Welcome!
Thank you for visiting our website; the initial step to obtaining valuable LIFE, HEALTH, INVESTMENT & RETIREMENT information.
Knowledge is the key to making an educated decision. We look forward to partnering with you to help you gain the necessary knowledge so you can make your retirement decisions with confidence.
We are pleased to begin a mutually beneficial relationship with you! Hopefully, your visit to our website will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We would like to help you gain a better understanding of the financial concepts behind insurance, employee benefits, investing, retirement, and wealth preservation.
Note: Federal employees should click on the federal employee benefits section of this website for more information.
We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your internet browser and also pass along this website information to your friends and family who you think may benefit. We have a passion for helping others and look forward to serving you. Although our time is in high demand, please take a moment to reach us with your contact information by clicking on the e-mail link to the bottom right.
Thank you!
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Newsletters
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HOT TOPIC: What’s Happening in the World of Higher Education?
This article covers the decline in college enrollment, recent developments in student debt and financial aid, and tips for making cost-effective decisions.
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Bear Market Emotions: Strategy vs. Reaction
Staying disciplined in building a well-constructed portfolio over time can help carry investors through the market’s rough spots.
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A Mortgage Recast Is an Alternative to Refinancing
This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
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Roth 401(k) News: Is It Time to Rethink How You Save for Retirement?
High-income participants will not be allowed to make pre-tax catch-up contributions to a traditional 401(k) or similar plan starting in 2026, but they will be able to contribute to a workplace Roth.
Calculators
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Loan Payoff
How much will it cost to pay off a loan over its lifetime?
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Tax-Deferred Savings
Compare the potential future value of tax-deferred investments to that of taxable investments.
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Net Worth
A balance sheet summarizes your assets and liabilities and reveals your net worth.
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Car Affordability
How much can you afford to pay for a car?